Just steps from the water, this rare duplex offers exceptional versatility and income potential. The upper unit spans two levels with 3 bedrooms, 2 full bathrooms, and spacious living areas—perfect for long-term tenants, seasonal renters, or owner-occupancy. The lower level features a fully private in-law style suite with its own living room, kitchenette, bedroom, and full bath, ideal for generating additional rental income or accommodating multi-generational living. Both units showcase quality finishes, open layouts, and timeless details throughout. With strong rental demand near Saratoga Lake, this property presents a unique opportunity to maximize returns while enjoying a prime location that appeals to both year-round and seasonal tenants.