USDA 100% financing available! Well maintained 3 bedroom plus bonus office, 1.5 bath. This charming home is set in a quiet neighborhood minutes to schools, waterfront park, library, lakes, Regeneron, Amazon, and Albany with convenient access to I90, Thruway, 787. Gorgeous landscaping & perennial gardens, hardwood floors, Natural gas, public water, award winning Schodack schools! Home features a fenced in yard, walk-out basement w/patio, Livingroom, open kitchen and dining area, family room, woodstove w/ stone mental! 1 car attached garage, and 1 car detached garage. Yard is set up for a above ground pool if desired.